A NerdWallet account is free and includes access to the Atomic Treasury account¹, the Atomic Automated Investment account¹, net worth tracking, credit score monitoring, content and more.

A Nerdwallet+ membership includes everything a NerdWallet account does plus exclusive access to reduced investment management fees. Pay 0.18% per year² on the Atomic Treasury account and the Atomic Automated investment account, compared to 0.25% per year for non-members.

¹The Atomic Treasury account is an investment advisory account managed by Atomic Invest LLC (“Atomic Invest”) and held in a brokerage account through its affiliate, Atomic Brokerage LLC (“Atomic Brokerage”). Atomic Invest is an SEC-registered investment adviser and Atomic Brokerage is a registered broker-dealer and member of FINRA and SIPC. Investments in securities are not FDIC insured, not bank guaranteed, and may lose value.

²How Fees are Collected: The Atomic Invest annual investment advisory fee varies by level of NerdWallet membership. Members of NerdWallet+ are charged an annual investment advisory fee of 18 basis points (or 0.18%) while non-members will be charged 25 basis points (or 0.25%) annually. Fees will be accrued daily and collected monthly in arrears or, if you terminate your account before a month-end, the investment advisory fee will be prorated through the Account termination date. Investment advisory fees will also be prorated based on additions or withdrawals to the Account during the applicable billing period. Investment advisory fees will be based on the market value of the securities as determined by Atomic Invest, including any cash in your account at the end of each business day, as of the close of trading on the New York Stock Exchange (“NYSE”) or as of the immediately preceding close of the NYSE for days when the NYSE is closed. Any cash balance in your account will be held in a money market fund. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although a money market fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money market fund. Yields fluctuate and past performance is no guarantee of future results. The investment objectives, risks, charges, expenses and other information about the money market fund are found in the fund's prospectus.