Welcome to NerdWallet! We're excited to be your go-to resource for navigating all things personal finance. If you haven't already, we encourage you to download the NerdWallet app in order to get the most out of your membership.
Your NerdWallet account includes lots of features, all of which are designed to help you see everything related to your money in one place. Two of our most widely used features are...
Viewing your credit score and report. You'll be able to see changes to your score over time and keep an eye on your credit utilization ratio. NerdWallet can also give you a heads up if your score drops or if a new hard inquiry appears on your report.
Tracking your total cash flow. Linking your financial accounts to NerdWallet makes it easy to see your full financial picture, all in one place. You can also compare your spending to previous months, see which categories you're spending the most on, and track how much you have left to save or spend.
Other features can help you...
See your top-earning credit cards by category
Estimate your take-home pay
Start investing through the Atomic Automated Investment Account, which creates a tailored portfolio of ETFs based on your goals, time horizon, and risk tolerance
Earn a boosted APY for the first six months on your cash through the Cash Account offered by Atomic Brokerage, with no fees, no balance minimums, and FDIC insurance up to $2.5 million.
Start investing through the Atomic Automated Investment Account, which builds a tailored, direct-indexed portfolio of stocks and ETFs based on your goals, time horizon, risk tolerance, and values, with tax-loss harvesting built in.
NerdWallet also offers resources that you can access without signing in to your account. Here are a few of our most popular tools:
Exploring loan and financial product options
NerdWallet is a matching platform — we help you compare and connect with financial products and lenders, but we don't issue loans, hold funds, or process applications on your behalf. This applies to personal loans, credit cards, and other financial products you explore through NerdWallet.
When you use a NerdWallet matching tool — such as the personal loan pre-qualification form or the credit card recommendation tool — participating lenders or card issuers may contact you directly by email or phone if your profile matches their criteria. These communications come from the lenders or issuers themselves, not from NerdWallet. NerdWallet does not aggregate offers in your account or hold follow-up communications on your behalf, so you won't see a dashboard of offers after using these tools.
For full details on how personal loan pre-qualification works — including why your SSN is required, what to do if no offers appear, and how to access the tool — see How NerdWallet's Personal Loan Matching Works.
Finally, you can find a more comprehensive overview of NerdWallet's account features in this article.