- What types of credit cards does NerdWallet cover?
What is a credit score?
Your credit score is a three-digit number designed to gauge your creditworthiness, or the likelihood that you will be able to repay borrowed money. Your score plays a key role in determining whether you’ll be approved for loans or credit cards, as well as the interest rates you’ll be charged on these products. See this NerdWallet article for more information.
- How do I find my credit score?
How can I improve my credit?
Setting a goal to achieve and maintain good credit is a smart financial move. The three most important things you can do to improve your credit are: pay all bills on time, keep balances on your credit cards below 30% of the card limit, and get a credit card if you don’t have one and start using it responsibly. For more information about building or rebuilding your credit, visit this NerdWallet resource center.
How can I compare credit cards?
NerdWallet’s Credit Card Comparison Tool lets you compare more than 1,200 card offers. Rather than simply accepting the first credit card offer you get from your bank or in the mail, you can use our tool to find the one that best fits your financial situation and lifestyle.
Simply use the filters on the left side (or the top, if you’re on mobile) to select the criteria that matter the most to you — annual fee, sign-up bonus, balance transfer fee, foreign transaction fee, rewards rate, credit score required, issuing bank and more.
What credit card should I get?
No single card is perfect for everyone, so check out our credit card comparison tool. You tell us what you're looking for in a card — rewards, cash back, travel perks or something else — and we'll help you find the options that are right for you.
I have bad credit. Which credit card should I get?
You’re probably a good candidate for a secured credit card. With this type of card, you make a refundable collateral deposit with the card issuer. If you use the card consistently and pay your bill on time and in full each month, your credit score should improve over time, and you may be able to move to a traditional “unsecured” card. To find the right secured credit card for your needs, visit NerdWallet’s secured credit card tool. For more information about building and rebuilding credit, visit this NerdWallet resource center.
I have credit card debt. What should I do?
Paying off credit card debt as soon as you can will save you money on interest and will help improve your credit score. For everything you need to know about paying off credit card debt, see this NerdWallet resource center.