Auto Loan Marked Closed on Credit Reports but loan is still open.

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mark williams

• October 11, 2022 20:30
• Edited

Last month I noticed one of my auto loan accounts was removed and listed as "closed" I have not had the car in over a year, it was my ex-wife's car but still under my name on the loan. She just dropped it off and said she does not want to pay for it anymore. I called the bank to confirm they still had the loan in house, I know she was trying to get it put in her name and refinance it but this never happened. Just seems weird that it suddenly was marked as closed/removed from my report. 

I know I can't be that lucky (assuming I don't pay and it gets repossessed), will that re-open the account in my credit report then? Obviously I didn't volunteer that info to the bank. 

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• Official comment

  

  Victor D

  • October 12, 2022 16:28

  Hi Mark! 

  I'm sorry to hear you're having difficulty with an auto loan account that was on your credit report. 

  If you think your credit report is incorrect, I recommend contacting TransUnion. By contacting TransUnion directly, you can submit a claim to dispute incorrect or missing information on your credit report and make necessary updates to your credit profile. TransUnion's Dispute Your Credit page is a great place to start.

   

  Here are a few additional resources that can help guide you through this process with more specific information:

  * How to Dispute Credit Report Errors in 3 Steps

  * Jump-Start Your Credit: Find and Fix Errors on Your Credit Report

   

  Best Regards,

  Victor

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