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Hi Emily,
Thanks for reaching out to NerdWallet; I'm happy to help!
While we aren't able to offer personalized financial advice via email, here are some resources that should help point you in the right direction:- How to Spot Student Loan Repayment Scams - NerdWallet
- Don't Be Duped by These Phone and Email Scams - NerdWallet
- 2022 NerdWallet Personal Loans - 2022 NerdWallet Best Loans
You'll want to contact the lender(s) you intend to apply with to find out their repayment terms.
Best Regards,
Victor
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