CREDIT REPAIR SERVICE MANDATES SHARE OF SS# CARD FOR SERVICES

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JD

• April 30, 2022 19:41

If a Credit Repair Service requests x2 forms of ID, then (at a later date), specifies "We must have photo-copies of both your State Drivers License & SS" Card, should a brow raise? 

When I offer any other form of ID (besides SS# Card), such as a US Passport, Military, or Veterans Administration ID,  I get a firm "No".  We must have a photocopy of your SS# Card, Credit Karma, and Experian login credentials. 

What I already know:  The choice to furnish the documents requested is mine & I can otherwise just walk away.

What I'm not clear on: 

Is the request legal? 

Is the request business as usual? 

Is the requestor bound by Law (UCC & any other US Law | Ethics), in their use & handling of my SS# Card?

Might this be an attempt to access my Strawman?

 

Any relative feedback is thoroughly appreciated! 

1

• Official comment

  

  Victor D

  • May 04, 2022 17:24

  Hi JD! Thanks for reaching out to NerdWallet! Providing log in credentials and photocopies of identification documents as you described is not something I would do. 

  This article should point you in the right direction:  Should You Use a Credit Repair Service? - NerdWallet

  Rebuilding your credit isn't usually a fast process, but it is something you can do at no charge.

  I suggest reading the following articles:

  • 6 Ways to Rebuild Credit - NerdWallet
  • 9 Ways to Build and Improve Your Credit Fast - NerdWallet

  Best Regards,

  Victor

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