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AA12

• February 22, 2022 21:53

My auto dealer did not report to the leasing company that my account was paid in full. The leasing company reported my account as delinquent. How long before a delinquent score is removed from my credit score?

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• Official comment

  

  Sara

  • March 01, 2022 01:02

  Thanks for your post, that's a good question! This article addresses the length of time derogatory marks typically remain on your credit report: https://www.nerdwallet.com/article/finance/negative-marks-on-your-credit-report-how-long

  With that being said, if the leasing company's report of your account being delinquent is not accurate, you can file a dispute with the credit bureau they reported to to have that derogatory mark removed immediately instead of waiting for it to fall off. This resource can help you get started with that process: https://www.nerdwallet.com/article/finance/dispute-credit-report

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