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How Long Will It Take to See a Difference in Credit Score?


1 comment

  • Official comment

    Hi Brittany,

    Sounds like you've got a plan, and that's great!  As far as the score reporting and timing, it can be a bit tricky.  Generally the banks report to the credit bureaus once per month on your activity.  NerdWallet syncs with our credit reporting partner TransUnion weekly.  So depending on timing, it can be a few, to several weeks before you see those payments reflected on your score.  This article goes into a little more depth:

    Here is an article that will help you understand how each factor (paying off a balance, closing an account, etc.) can affect your score as well:

    Best of luck in your home-buying experience!

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