I did a debt settlement program with my credit cards 3 years ago.I am finishing paying it. I also sold my home, and no longer have a car loan. I have one card that I didn't have in my debt plan, which i have a balance on and pay regularly.
I am trying to get my credit score up to qualify for a mortgage. Should I apply for other credit cards to increase my available credit to help my score? Or should I do an installment loan or take a car loan out on the car I have? would that help my rate go up enough to get a mortgage?
If there are any other ideas how to now have enough of a mix of credit to get my score over 600 I would appreciate it.
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