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We have our 20% down payment in an online savings account gaining 1.6% interest. It has sat for a year because we know our desired price point and refuse to pay @ the height of the market.
Given the state of the stock market, would it be smart to set up a Roth IRA and invest in an index fund with some of the downpayment savings? If so....
-What percentage of the downpayment would you recommend investing?
-Lump sum investment or stagger it over time due to the high volatility?