How can we help you?

Type a word or phrase below to search our help topics.

Student credit card verses authorized user


1 comment

  • Avatar

    Adding him as an authorized user to a $0 balance due card is actually more beneficial to his score because it also applies athe account age to his profile, not just an available balance like a new card would. it also likely has a higher credit limit than he could get for himself.

    however, if your account has a balance due, or if you use it regularly yourself, you could have negative impact on his score because he is assuming your payments/debt.

    Comment actions Permalink

Please sign in to leave a comment.