I know that companies can keep filing late payment notices on your credit report for a certain timeframe, but can collection agencies. I cleared up my delinquincies off my credit report and thought I was doing good. Then 3 others popped up out of nowhere. I challenged them as I do not recognize them, but of course the credit agencies said they verified the debt. But now, every month those companies file a late payment though these debts are set to fall off the reports by the end of the year or first quarter next year (to give you an idea of the age of the debt and why I probably don't recognize.)
So can collection agencies continually file late payments? It's been 3 months since they popped up and they've filed late payments for all 3 months and knocked my credit down almost 50 points.
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