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Credit Utilization question!!


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    credit info is not always updated in a timely fashion, or correctly. and if you are using a third party service to monitor then you add a third level of instability to the mix. 

    Keeping tabs on your credit is good, keep note when things are "WRONG" and demand correction. But don't worry heavily about minor things that a missing like a single payment transaction unless you are planning to pull your credit for something. 2 of my creditors are amazing about updating my info every month after payment, 3 of them are usually 2 months behind.  If you are missing info and plan to apply for credit soon, just call the creditor and let them know and ask them to update your report.

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