Dear Sirs or Ma'ams, I saw that my Credit Utilization went up. What baffles me is, there was one creditor that reported to the Credit Bureau the 11th of this month. I'm wondering why that's not reflected on my Credit Utilization? Also too, I noticed on the credit summary it doesn't list the previous month's payment(as in January's), even though it was paid on time! Why is this?
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