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Hospital bill in collects and now the insurance wants to pay

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3 comments

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    Stephen Matrese

    The hospital should recall it from collections, which will remove it from your report. Then, they will rebill insurance

    If you tell the hospital you absolutely will not pay, but the insurance will, they'll jump at the chance to get payment.

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    Stephen Matrese

    DO NOT accept direct payment, this will leave it on your report AND you will still be liable for the difference between the allowable amount and the cash price.

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    Marina Bernal-Quiros Zapata
    Thank you very much for answering.

    I have been asking the hospital for help but they refuse because this happened two years ago.
     
    Now my question is ... should I ask the insurance company for a check and pay the collect company or does the insurance company have to pay the collect company directly?
     
    I greatly appreciate your help, I feel frankly helpless on these issues.
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