How can we help you?

Type a word or phrase below to search topics in our help center.

Request: Pending Transactions in Cashflow



  • Official comment
    Victor D

    Hi there -


    Thanks for reaching out to NerdWallet; we really appreciate you sharing your thoughts with us!


    Pending transactions often change or are reversed before finalizing, however; so including them in the cash flow could result in permanent errors. For example, restaurant transactions are usually posted as pending in the original amount, but after a tip is added, the pending transaction is updated to include the tip.  Hotels and motels often post an "incidentals hold" to credit cards in a pending state, and if you don't make any incidental charges such as room service or pay per view movies, the pending transaction is canceled and reversed.


    Best regards,


    Comment actions Permalink
  • Avatar
    Mia Bentel

    Agree that we need it included in spending, particularly in categories!
    It's fine if it isn't completely accurate - we should be given the choice to have them included or not (could just be a setting we can toggle). The pending transaction can just be removed from the totals once it's gone.

    Comment actions Permalink

Please sign in to leave a comment.