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When EXACTLY does my promotional rate end?

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Greg Pearson

I have a US Bank Cash+ card with a 15-month promotion rate of 0%.

My statement says that the promotion rate "expires with statement 05/2023."

My 15th billing cycle ends around 5/7/2023, and it will be due around 6/3/2023.

Does this mean that they will start charging interest on any remaining carryover balance on the 5/7/2023 bill? 

Or would the interest rate kick in on the 6/7/2023 bill's carryover balance?

I've asked a question like this to a credit card support team before, and I really don't think they understood the question. Maybe an expert here can help?

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    Victor D

    Hi Greg!

     

    Thanks for posting to the NerdWallet Community Forum. We're here to help you navigate our extensive tools and resources and have a great experience using your NerdWallet account.  However, the issuing bank is the best source for explaining the terms involved with the cards that they issue. 

     

    Reading the small print here on US Bank's web site may produce the answer you're looking for. If not, I suggest contacting someone at US Bank who has direct knowledge about the Cash Card promotion. 

     

    Best regards,

    Victor

     

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