I have a high yield savings and a money market account at the same online bank. I had always thought that the interest rates paid were the same, but I looked closely and the MMA is .25% higher than the OSA account! If anything. I would have thought the other way around. Why would the money market be higher??
So, I am trying to figure out what is best for me:
Do MM rates fluctuate more than OSA? If not, I should move my money.
Any reason you can think of to keep both open? Since MM has better features and if higher interest, I can't see one.
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