Points and Itineraries

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Nathan Rosenthal

• October 31, 2022 13:40

We are planning a trip to Italy from the US a year from now.  My wife has upward of 76K points and and I have 54K with American.  Our plan is to get a credit card that will give us 50K for an intro bonus.  My question revolves around one of her getting round trip tickets for both of us vs me each of us getting round trip, her one way and me the other.  Before we apply for the card, I want to know if there would be an issue   If she did it, the 126K will likely not be enough for two sets of RT.  Plus my 54K would just be sitting there.  If I got the card, then I would have 104K and she would have 76K and each of us would handle one way for both.  Effectively, we would be traveling on two separate itineraries.

 

I have read that while it is not illegal to the latter, it can get tricky.  Is that so? Or is it enough to show that we do have return tickets albeit on a separate itinerary?  Please let us know as soon as possible.

 

Nathan Rosenthal

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  Victor D

  • October 31, 2022 16:59

  Hi Nathan - Thanks for reaching out to NerdWallet; that's a great question!

  We don’t currently have any resources to help with this. I suggest contacting the credit card issuer(s) you intend to apply to. 

  One more option is to have your question answered on the NerdWallet SmartMoney podcast. Call or text 901-730-6373 or email podcast@nerdwallet.com to submit your question.

  Best Regards,

  Victor

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  Courtney Mihocik

  • October 31, 2022 17:40

  Hi Nathan, 

  I'm actually in the same boat, with my husband. I have 90K-ish miles with American Airlines and he has 25K. Our plan is to transfer his miles to my account for around $375 (transfer fee with American). It's much cheaper than paying out of pocket and it ensures that we have enough miles on my account to book the tickets on the same itinerary. 

  I'm assuming you're getting one of the Citi / Aadvantage cards for the sign up bonus. However, 120K points is enough to book the trips. American Airlines' award flight chart shows that flights to Europe are 30K per person for one-way travel. So, if you book two one-way travel itineraries for two people (one way for going to Europe and one way for returning to US) you should have enough miles. Just make sure you select "one-way" and "redeem miles" when you book online. 

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