Your primary card is the card through which you will receive your cash back reward payout. You’ll receive this payment between the 9th and the 17th of each month - as long as you’ve earned the $10 cash back minimum. If your rewards balance is less than $10, that amount will be rolled over each month until you’ve met the $10 minimum.

What’s the difference between my primary card and my other cards?

Any card that you’ve registered with NerdWallet Cash Back can earn you cash rewards. However, only your primary card can receive your cash reward deposits. As long as your primary card is an active credit or debit card, that’s where you’ll successfully receive your NerdWallet Cash Back payouts!

Changing your primary card

The first card you add to NerdWallet Cash Back will automatically be designated as your primary card. Here’s how you can change your primary card:

• Sign in to your NerdWallet account and click “More,” if you’re using the app, or the menu button in the top right corner if you’re on a computer.
• Click “Settings.”
• Click “Manage accounts.”
• Click each listed card, then click, “Remove account.” Repeat this process until you’ve removed all cards from NerdWallet Cash Back.
• Add the card you’d like to use as your primary card, then add all other cards through which you’d like to earn NerdWallet Cash Back.

A more streamlined way to change your primary card is coming soon!

Do I only earn cash back when I use my primary card?

Nope! Any card that you register on NerdWallet Cash Back will earn you cash rewards at participating venues. All you need to do is make a purchase with your card and you’ll immediately see a notification on your NerdWallet Cash Back account.