NerdWallet offers several methods to log in to your account:

• Some older accounts have an email and password login method.

  • This will also require Multi-Factor Authentication (MFA) using either a text message (SMS) or an authenticator app.
  • You are encouraged to generate recovery codes in case you replace your phone or change your number.
    
    

• Most NerdWallet accounts now use passwordless authentication.

  • To log in with passwordless authentication, enter your email in the login field, then you'll receive a 6-digit code in your email inbox to use as a one-time password (OTP).
  • You may also have a second factor (either text or authenticator app) associated with your passwordless login account. This works the same for passwordless login accounts as it does for email/password login accounts.
  • You are encouraged to generate recovery codes in case you replace your phone or change your number.
    
    

• NerdWallet also offers Google auth and Apple auth ("Sign in with Apple") as account login methods.

  • Using your Google or Apple account to authenticate and log in to your NerdWallet account can be simple and convenient.
  • Second-factor / MFA via SMS or Authenticator app may be required on these accounts as well, especially for access sensitive areas of the app.
  • You are encouraged to generate recovery codes in case you replace your phone or change your number.