You’re probably a good candidate for a secured credit card. With this type of card, you make a refundable collateral deposit with the card issuer. If you use the card consistently and pay your bill on time and in full each month, your credit score should improve over time, and you may be able to move to a traditional “unsecured” card. To find the right secured credit card for your needs, visit NerdWallet’s secured credit card tool. For more information about building and rebuilding credit, visit this NerdWallet resource center.