We don't currently offer the ability to pre-qualify for a personal loan with a co-signer through our personal loans pre-qualification form. This form only considers an individual’s income and credit profile.
If you’re interested in applying for a personal loan with a cosigner, you would need to apply directly through a lender that allows cosigned applications. Here’s a list of options to consider; you can begin an application using the green “Check rates” buttons.
You should also know:
- It’s important for both parties to understand what they’re agreeing to when applying for a loan together. Here’s what you need to know about cosigning.
- Lenders will usually look for cosigners to have good or excellent credit and substantial income. Some will allow cosigners to be removed after a certain number of on-time payments, so you may want to ask the lender if that’s something they offer.