There’s a lot of great credit cards out there. Which one(s) will work best for you depends on several different factors, including your credit score, spending habits, and feature preferences.
If you’re new to credit or have poor credit due to past negative marks, a secured credit card can be a good way to improve your credit score. These cards require a security deposit as collateral when you get approved, but otherwise they function similarly to unsecured credit cards.
If you have fair credit, there are a few options for rewards credit cards and balance transfers.
With good and excellent credit, you’ll have a wider range of rewards credit cards to choose from.
Here’s some other tools that can help you choose a credit card for your situation: