NerdWallet members can receive their TransUnion VantageScore 3.0 and TransUnion credit report for free. Connecting to your credit profile is a separate process from signing up for a NerdWallet account, so if you don’t see your credit score on the credit score page when you sign in, try following these steps.

If you haven’t registered for a NerdWallet account yet

Start by signing up for an account with us. It's free!

• Download the NerdWallet app here.
• Or click here to register for an account via the NerdWallet website through your mobile or desktop browser. You can read more about how to create a NerdWallet account here.

If you’re already a NerdWallet member

Viewing your credit score from the NerdWallet app

• Log into the app, then tap the Credit section at the bottom of the screen.
• Tap Get your free credit score.
• Tap Let's go.
• You'll then be prompted to answer a series of questions to verify your identity. Answer these as accurately as you can.
• After submitting the last four digits of your Social Security Number (SSN), check I agree if you accept the terms and conditions below, then tap Continue.
• At this point you may be prompted to answer additional questions. After this you'll be directed to your credit score.

To see your credit score from a web or mobile browser (not the NerdWallet app):

• Log in to your account from this page.
• Navigate to the credit score page in one of three ways:
  • Hover over the nine-dot menu in the top right corner, then select Credit score from the dropdown menu.
  • Click on your Credit score card toward the top of the Home screen.
  • Click this link to get there directly.
• Click the green Get your free credit score button.
• You'll then be prompted to answer a series of questions to verify your identity. Answer these as accurately as you can.
• After submitting the last four digits of your Social Security number, check I agree if you accept the terms and conditions below, then tap Continue.
• At this point you may be prompted to answer additional questions. After this you'll be directed to your credit score.

   

Important Information

The credit score and report that NerdWallet members can access free through NerdWallet is based on connecting to an individual's Social Security Number.

Unfortunately, because our verification method with TransUnion is tied to an individual's Social Security Number, it's not possible for us to provide your credit score using an ITIN or other methods, at this time.

APO Addresses

As long as you have a Social Security number and enough credit history, you should be able to access your score through NerdWallet. However, if you have an APO or military address and it is not currently supported by TransUnion, please try entering your home address before you relocated to your current military base, to activate your TransUnion credit score.

If that doesn't work, TransUnion should be able to advise you: TransUnion 800-916-8800 https://www.transunion.com/

You should also know...

• Viewing your credit score on NerdWallet won’t hurt your score, no matter how often you check it.
• If you have connected to your score before on a different email address, you won't be able to connect a second time. A message will appear that says "We already have this credit account on file." Sign out and sign in with the correct email address.
• You may be asked for additional identifying information if TransUnion has trouble finding your credit profile.
• If you encounter an error messages or other problems with viewing your credit information, reach out to us at support@nerdwallet.com. We’ll help you find a solution!