Each credit bureau calculates scores in a different way, and we can't know exactly which factors they looked at or weighed more heavily than others. But here are a list of common things that could have caused a change:
- Closing or opening credit cards
- Applying for loans
- Using more of your available credit than you were before
- Maxing out your cards
- Sending an account into collections
Here is more information on why your score may have dropped. And don’t forget to check your credit info for errors.