Signing up for an account gives you access to a dashboard, where you'll find a number of personalized tools designed to help you take control of your finances. The majority of these tools are free; any features for which a fee may be charged are optional and must be opted into.
Your NerdWallet account allows you to access your TransUnion VantageScore credit score and report on our site - for free!
You’ll see your credit history, the factors that impact your credit score, and the different accounts on your credit report in detail. You'll also have access to a simulator that uses your current credit score to estimate how hypothetical changes may impact it. We’ll also send emails to let you know about any changes to your credit score, and occasional emails with helpful tips.
See all your bank accounts in one place
Link your bank accounts – including checking, savings, investment and credit card accounts – to your NerdWallet account to see all of your income and spending, all in one place. Keep an eye on your top spending categories and see how much you have left to save or spend each month.
Earn cash rewards
With NerdWallet Rewards, you can earn cash rewards by using your existing credit and debit cards for everyday purchases. Simply add your cards, shop at participating locations, then track your automatic earnings directly through the NerdWallet app.
Lower your bills
NerdWallet has partnered with Billshark, a service that helps negotiate and lower the monthly bills you pay to service providers such as cable TV, internet, and wireless. Sign up for Billshark through your NerdWallet account in order to receive our special rate (35% of your savings from your first year, instead of 40% of your savings from your first two years) on your first bill.
We’re always working on rolling out new features to help you stay on top of your finances, so keep an eye out for even more ways to learn and save!