No. The email or letter you received is called an "adverse action notice," and is a routine result of filling out a pre-qualification form. Any time a lender reviews your credit information to determine whether to give you a loan offer (like they did when you checked your rate through pre-qualification), they are legally required to explain why they rejected you. This is why you're getting a notification. Your credit was NOT affected.
I was contacted by a bank saying my loan application was rejected. Will this negatively affect my credit score?
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