What other fees are there?

Fees vary with each lender, so make sure your review the specific terms of your offer on the lending partner's website. Check out some of the most common issues:

  1. Origination fee: A common fee that is taken out from the loan amount you receive. Not all lenders charge this, but most do. This fee is included in the APR you see with your loan offer (see below)
  2. Late fee: Virtually all lenders charge approximately $15 or 5% if your loan payment is late.
  3. Unsuccessful payment fee: A fee is often charged if your payment fails (e.g. a check bounces, or your bank account has insufficient funds).
  4. Personal check processing fee: If you choose to pay via check rather than having the money direct debited from your bank account, it may result in a fee.
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